Financing Options

We accept assignment of benefit payments from most insurance companies, thus reducing your immediate out of pocket expenditures.

At Michelle Munoz, DDS, we believe that dental care should be available to everyone. To that end, we offer several payment options to make top-notch dental care affordable for you and your family.

Insurance

We will help you maximize your benefits regardless of which dental insurance you have by filing all necessary paperwork on your behalf.

Payment Methods

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Financing Options

CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids, and more.

CareCredit is a GE Money Company, so you know they can be counted on. For over 20 years, they’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision is in your hands. Click here to apply online.

Already have CareCredit, and need to make a payment?  Click the button below to complete your payment.

Pay Your Provider

Frequently Asked Questions

Do you accept insurance?

We work with most insurance plans and are happy to help you understand your benefits.

Even if we’re out of network, many patients are surprised at how straightforward the reimbursement can be, and our team will walk you through what to expect.

What if the practice is out of network with my insurance?

Being out of network simply means we are able to recommend the care that’s best for you without being limited by insurance contracts.

Many patients still choose us because they value the quality, experience, and long-term results.

Do you offer payment plans or financing?

Yes. We offer flexible financing options to make treatment accessible and predictable.

Our team can review your budget, the timeline of your treatment, and the best way to break payments into manageable monthly options.

What should I expect at my first visit?

Your first visit focuses on understanding your goals, reviewing your health history, and taking any necessary imaging.

We make this appointment comfortable, conversational, and unhurried so you leave with clarity about your oral health and next steps.

How soon can I schedule an appointment?

We do our best to schedule patients as promptly as possible based on the type of visit. If you’re experiencing discomfort or have an urgent concern, we do our best to bring you in the same day